Do you own a private van and seek a competitive insurance quote? If so, simply find the insurer that best matches your individual profile using the Insurance Quote finder or get an online quote direct from the top companies listed on the right.

Alternatively, read our information guide below and make sure your  private van has adequate insurance cover, or visit the information sections to discover where to find competitive policies for private vehicles.

Private Van Insurance Guide

Over the last two decades there has been an increase in the number of people who are self employed. The demand for suitable transport in the form of small to medium size vans to serve the needs of this growing sector of the UK workforce has created a niche in the insurance market which insurers and brokers are only too keen to sell to.

Insurance companies generally define a private van as mini to medium panel vehicles, and light vans to pick-up trucks that weigh less than 3.5 tonnes in weight. Many insurers will offer either comprehensive or third party fire and theft insurance policies.

Private vans are usually used for business activity or occasionally as everyday cars. For those who deploy their van for commercial reasons whether on a self employed basis or sub contracting to another company, the onus is on you to declare to the insurer at the time the insurance is taken out what you use the van for in terms of cargo, loads, and the type of business you are involved. If the commercial use of the private van changes during the period of the insurance policy, consider checking with your insurer to see whether this new activity is covered.

Vans like most other vehicles are prone to theft or break-ins, therefore, consider contacting your company or broker regarding suitable security devices which may deter thieves and reduce your private van insurance premiums.