Do you represent a company or small business and require commercial van insurance? If so, simply find the provider that best matches your profile using the Insurance Quote finder or get an online quote direct from the top insurers listed on the right.

Alternatively, read our guide below on commercial insurance for vans and what businesses need to know regarding cover .

Commercial Van Insurance Guide

In recent years the insurance market for vans and other commercial vehicles has become increasingly competitive. This is good news for small, medium and large businesses who are looking to pay slightly reduced premiums in order to keep costs down. There are several reasons for this such as online trading and new entrants selling this type of insurance product.

For commercial businesses that rely on vans however, it is vital that emergency replacements are provided in the event the van is immobilised following a road traffic accident or is stolen. Similarly, if a stone or other object causes a broken or chipped windscreen it is imperative that a prompt windscreen repair or replacement service is available with the minimum of fuss and paperwork.

There are of course different levels of commercial van insurance cover available offered by many providers such as comprehensive and third party and theft. In most cases, comprehensive insurance includes features such as accidental damage cover, windscreen replacement, audio equipment and van replacement. Optional extras may include uninsured loss recovery, using the commercial vehicle in foreign countries and no claims discount protection.

Beware of the fact that some van insurance company’s policy excess limits change according to the age of the driver. For example, assuming a young driver aged 20 is driving the van it is possible that the excess payable in the event of a claim will be higher than a colleague who is aged 35.