Are you paying too much travel insurance for skiing trips? If so, simply find the insurer that best matches your individual profile using the Insurance Quote finder* or get an online quote direct from the top providers listed on the right.

Alternatively, read our guide below concerning what you need to know regarding insurance for skiing holidays.

Travel Insurance For Skiing

You maybe surprised to learn that your existing annual or single trip travel policy may include insurance cover for skiing, however, check the policy carefully because its likely that cover is applicable for a specified total number of days cover in the year and certain activities such as off piste skiing are excluded. For an additional premium some insurers may extend the trip limit that you may require.

If your existing policy does not cover skiing, there are plenty of companies who offer specific ski insurance.

What is normally covered?
Apart from medical expenses and repatriation costs arising from an unexpected skiing accident most policies protect ski equipment owned by you against accidental loss, theft or damage to skis, poles, boots and bindings and other items associated with skiing. Most travel insurance polices are not old for new. If the ski equipment is more than a year old deductions maybe made for wear, tear, and loss of value in the event of any claim. Some insurance policies will allow you to hire ski equipment if your own is lost stolen or delayed after a certain time period up to specified limits.

Look for travel insurance policies that also cover the costs of unused ski packs which can consist of ski school fees, skiing instructor fees, hired equipment such as skis, boots, bindings, snowboards and ice skates and booked lift passes. These benefits will normally apply if you are unable to ski following illness or injury.

If the piste you are booked on for skiing is closed as a result of bad weather or snow problems there are insurance policies which will compensate you either by paying for the cost of transport to the nearest available resort, or paying a set benefit for each 24-hour period up to specified limits.

Avalanche cover is usually applicable if your booked outward or return journey is delayed for a defined time period stated in the policy causing you to incur additional travel and accommodation expenses.