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Are you a senior citizen and looking for competitive travel insurance
quotes?
If so, simply find the company that best matches
your individual profile using the
Insurance Quote finder or
get an online quote direct from the top insurers listed on the right
of this page.
Alternatively, read our guide below for senior citizens
on what you need to know
regarding travelling and getting insured.
Senior Citizen Travel Insurance
With increasing numbers of the
older population taking advantage of low cost travel and an ever
growing list of holiday destinations around the world, the demand
for suitable travel insurance products for senior citizen's has never been higher.
Financial services organisations such as Saga and Insure
and Go have responded to this demand by offering specialist annual and
single trip insurance policies that cater for the over 50’s. Saga
realising that some of their customers stay for relatively long periods
abroad with
relatives or friends for instance will cover policyholders for up to
90 days for any one trip. There are of course many other insurers who
offer travel insurance products on a one-size fits all basis, however,
some of these providers refuse to cover senior citizens who may be 65
or 75, therefore, always consider checking with the insurance company first to
establish whether such a policy would allow you to apply.
Assuming you are eligible to get a quotation, it’s entirely possible
as a senior citizen you may have a medical condition. For many insurance companies this
is not a problem, provided you declare the medical condition at the time
of purchase. The process normally consists of you speaking to the insurer’s
medical screening helpline. Assuming that your pre-existing condition
has been declared, the insurer will either cover the medical condition free of
charge, cover the condition for an additional premium, or exclude this condition from the cover altogether. If you find certain medical conditions
are excluded from cover, consider trying other travel insurance companies
who may be willing to insure a senior citizen. The key point to remember is that any
material facts must be declared to the insurance company at the time
of purchase and an existing medical condition is a material fact.
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