Are you paying too much for your scooter insurance? If so, simply find the motorcycle insurer that best matches your individual profile using the Insurance Quote finder or get a quote for your scooter from the top companies listed on the right.

Alternatively, read our guide below regarding insurance for scooters and what owners need to know about getting policy cover.

Scooter Insurance Guide

The affordability of scooters in terms of ownership and running costs along with rising traffic congestion in UK cities and towns are why this mode of motorcycle transport is an attractive proposition for both young and old alike. Most modern 4-stroke scooters are reliable and are seen by some as environmentally friendly given their low fuel emissions.

When it comes to getting insurance for your scooter the two levels of cover offered by most companies are third party fire and theft cover or comprehensive. The premium quoted will usually depend on a number of factors such as chosen claims excess, make and model of the scooter, year of make, vehicle use, annual mileage, and age of driver, claims history and any motoring convictions. Some providers also offer legal expenses and breakdown cover as an optional extra or free with your policy. If you prefer to pay your scooter insurance premiums monthly find out whether instalments are possible.

If you enjoy customising your scooter or own a classic such as a Lambretta which is at least 20 old or more, there are specialist policies available from brokers and some direct providers who can provide products which are tailored to your needs. In so far as classic scooters are concerned, compare insurance policies which take into account limited mileage and agreed values.