Shopping online for moped insurance? If so, simply find the motorcycle insurer that best matches your individual profile using the Insurance Quote finder or get a quote for your moped from the top companies listed on the right.

Alternatively, read our guide below on mopeds and what owners need to know regarding getting insured.

Moped Insurance Guide

The official definition of a moped is one that has an engine capacity of not more than 50cc and does not exceed 50 km/h (about 31 miles mph).

Mopeds are often the entry motorcycle for sixteen and seventeen year olds who wish to become mobile.

Why is moped insurance required?

Under the Road Traffic Act, it is law for all road users in the UK to take out the minimum level of insurance which is known as third party to cover the use of your vehicle. This type of moped insurance policy covers you for any expenses and compensation claims you may incur as the result of being legally liable as the result of death or bodily injury caused to someone else, damage to third party property including other vehicles and legal representation costs.

There are of course other levels of moped insurance available such as third party fire and theft and comprehensive cover, although these will undoubtedly cost more in return for greater coverage and policy benefits.

If you are actively searching for competitive insurance quotes and own a new moped which is less than six months old, look out for products which replace the moped with an identical make and model if its stolen or written off following an accident of damaged by fire, lightening or explosion.