Are you paying too much for your Motorcycle insurance? If so, simply find the motorbike insurer that best matches your individual profile using the Insurance Quote finder or get a motorcycle insurance quote from the top companies listed on the right.

Alternatively, read our information guide below and make sure your motorcycle is adequately covered or visit the information sections to discover where to find competitive motorcycle, scooter, classic bike, moped and track day insurance.

Motorcycle Insurance Guide

What is covered?

The basic minimum level of insurance cover required by the Road Traffic Act for motorcycles that are used on public roads is third party insurance. Third party fire and theft, and comprehensive cover are also available. Most motorcycle insurance policies include accident and claims assistance help lines as part of the cover. Depending on the insuring company legal expenses protection and breakdown recovery may be included in the motorcycle policy, or offered as an optional extra.

Motorcycle insurance is now becoming widely available online and there are increasing numbers of UK companies and brokers to obtain quotes from.

If you think you are paying too much for your motorcycle insurance, or are looking for ways to reduce premiums, there are some measures worth considering. Voluntarily increasing the claims excess amount is often the viewed as the easy option, however, the cost will be higher should you need to make a claim. Insurers will always look favourably at motorcycles that are garaged securely overnight. Consider insurance approved security systems and locks to obtain the maximum discount. Your local motorcycle retailer or insurance company will advise regarding what is suitable. Assuming the motorcycle is used at weekends, or occasionally, you may qualify for limited mileage discounts dependent upon the estimated annual miles stated at the time the motorcycle insurance is taken out. If you can avoid carrying pillion passengers it is likely further discounts can be achieved. Finally, if you own several motorcycles or have passed recognised Advanced Rider courses or belong to affiliated Motorcycle clubs such as the British Motorcyclists Federation, you be entitled to additional discounts.