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Do you own a classic motorcycle and seek competitive insurance
quotes? If so, simply find the insurer that best matches
your individual
profile using the Insurance Quote finder
or get a quote for your motorcycle from
the top companies listed on the right.
Alternatively, read our guide below regarding classic
motorcycles and what you
need to know regarding getting insured.
Classic Motorcycle Insurance
Guide
Although there are a small number of classic motorcycles using
the UK
roads, these icons of a bygone era are nonetheless popular and often
sought after bikes. If you are lucky enough to own a classic motorcycle
such as a Norton or BSA for example, you maybe interested to know that
there are a growing number of companies in the UK who specialise in offering
cover for these bikes.
Some insurance companies define classic motorcycles as
those which are at least 20 years old or more. Depending on the
provider, certain insurers offer policies which meet the requirements of
the owner and the use of bike. It is not untypical for classic motorcycles to be used
at weekends and therefore insurance policy features can include low mileage options
ranging from 1500 miles and upwards.
Unlike modern everyday motorcycles where the value in
monetary terms can be determined from a variety of public sources,
ascertaining the value of a classic motorcycle can be complex. To avoid any misunderstandings or possible
confusion, many companies offer agreed value policies which at the
outset of the insurance policy state what the motorcycle is worth should it be written
off during an accident or stolen. In order to ascertain the agreed value,
it is normal practice for evidence such as the price paid for the bike
and photos of the classic motorcycle to be supplied to the insurance company who then agree a
value. Alternatively, the insurer may send a representative to make their
own assessment.
Other policy features that maybe offered include taking the
motorcycle to Europe and options to retain salvage in the event the
bike
is written off.
If you belong to an owners club, it’s possible a special deal has been negotiated resulting in discounted
classic motorcycle insurance.
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