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Do you own a classic motorcycle and seek competitive insurance quotes? If so, simply find the insurer that best matches your individual profile using the Insurance Quote finder or get a quote for your motorcycle from the top companies listed on the right.

Alternatively, read our guide below regarding classic motorcycles and what you need to know regarding getting insured.

Classic Motorcycle Insurance Guide

Although there are a small number of classic motorcycles using the UK roads, these icons of a bygone era are nonetheless popular and often sought after bikes. If you are lucky enough to own a classic motorcycle such as a Norton or BSA for example, you maybe interested to know that there are a growing number of companies in the UK who specialise in offering cover for these bikes.

Some insurance companies define classic motorcycles as those which are at least 20 years old or more. Depending on the provider, certain insurers offer policies which meet the requirements of the owner and the use of bike. It is not untypical for classic motorcycles to be used at weekends and therefore insurance policy features can include low mileage options ranging from 1500 miles and upwards.

Unlike modern everyday motorcycles where the value in monetary terms can be determined from a variety of public sources, ascertaining the value of a classic motorcycle can be complex. To avoid any misunderstandings or possible confusion, many companies offer agreed value policies which at the outset of the insurance policy state what the motorcycle is worth should it be written off during an accident or stolen. In order to ascertain the agreed value, it is normal practice for evidence such as the price paid for the bike and photos of the classic motorcycle to be supplied to the insurance company who then agree a value. Alternatively, the insurer may send a representative to make their own assessment.

Other policy features that maybe offered include taking the motorcycle to Europe and options to retain salvage in the event the bike is written off. If you belong to an owners club, it’s possible a special deal has been negotiated resulting in discounted classic motorcycle insurance.

 



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