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Are you paying too much for your life insurance? If so, simply
find the company that best matches your life profile
using the insurance Insurance Quote finder or get an online quote direct from the top
insurers listed on the right.
Alternatively, read our insurance information guide
below and make sure you’re life is adequately covered, or visit the information
sections to discover where to find competitive level term assurance,
critical illness
cover and mortgage protection insurance.
Life Insurance Guide
What is covered?
Level term assurance is the most basic form of life cover for individuals,
couples, and families, and provides a stated lump sum which is
payable on the death of the life insured during the term of the
policy. Unlike some other forms of life insurance no payment
is made when the policy expires assuming all of the policyholders
are alive.
Critical illness insurance has proved popular in recent years amongst
those who wish to insure their life against serious medical conditions
such as cancer, heart attack or stroke. The concept behind such
policies is to provide a cash lump sum to compensate the policyholder
in the event they are unable to work again following a specified
illness covered by the policy. Its important to understand that
only certain medical conditions are covered, therefore, always
read the policy very carefully.
Mortgage protection insurance has proved to be popular amongst
homeowners who wish to cover the total cost of the mortgage
in the event of unexpected death of the life insured. Additional benefits afforded
by
some polices include a lump sum payment on the diagnosis of
a terminal illness during the life of the insurance policyholder. Some
companies
also offer
the option to include critical illness cover.
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