As general insurance market leader in the UK, Norwich Union was responsible for insuring 1 in 5 households in 2006 for either buildings, contents or both. To encourage homeowners to buy combined home insurance, a variety of discounts are on offer including no claims discounts, purchase of both buildings and contents, additional discounts for existing motor customers and increased levels of cover for the Christmas period.

Norwich Union’s contents policy automatically covers televisions, personal computers and music entertainment systems for accidental damage as standard. Customers can opt to upgrade their policy if they wish to insure other items or furnishings in the home for accidental damage. All belongings except clothes and linen are covered on a new for old basis. There is the reassurance that all door and window locks will be replaced if your keys are stolen during a burglary by approved tradesman and the contents of your freezer and items in the garden are also covered up to specified limits.

Key features of Norwich Union’s building insurance are a 24 hour helpline for emergencies, cover for the cost of alternative accommodation and the tracing and accessing of water leaks.

In addition to upgrading either buildings or contents for accidental damage, policyholders can also buy additional garden cover and insure possessions up to specified limits away from the home. Legal insurance and home emergency cover options are also be added if required.

Please refer to Norwich Union for a full list of terms and conditions or contact the company concerned for more information.