Looking for competitive landlords insurance quotations? If so, simply find the company that best matches your individual profile using the Insurance Quote finder or get an online quote direct from the top home insurers listed on the right.

Alternatively, read our guide below concerning what you need to know regarding insurance for landlords.

Landlord Insurance Guide

Increasing numbers of insurers have recognised the growth in the buy to let and second holiday home market by introducing specialist products into the insurance market place. Landlords renting out a property to tenants for commercial reasons poses a different set of risks from an insurers perspective. Nevertheless, landlords taking out appropriate insurance cover can protect their property against loss or damage caused by vandalism, fire, smoke, oil or water leakage, burst pipes and theft. Unexpected weather events which may give rise to damage such as storm, flood, lightening, earthquake, riot and subsidence are also covered.

Typical landlord insurance polices cover buildings which could include permanent fixtures such as kitchens, bathrooms, fitted wardrobes and any other interior units which cannot be removed. Contents cover can be incorporated into some insurance policies where the landlord provides the furnishings, however, this may not be necessary where the property is unfurnished. In both scenario’s tenants must make their own insurance arrangements regarding their personal possessions and contents. Most landlords home contents policy extensions usually exclude personal effects or valuables belonging to the owner of the property as they do not occupy the house.

Some landlord insurance policies also offer accidental damage cover as an option for both buildings and contents. Rather than take out business interruption and liability cover separately, look out for landlords insurance policies that incorporate this into the policy.

Landlord insurance for UK residential and commercial property owners. Useful information on buy to let insurance companies and brokers.