With its ethos of cutting out the middle man when its comes to insuring, Directline has been at the forefront of trying to attract home insurance customers from institutions who tied in this product with their mortgages.

Realising the growing market for home insurance, Directline currently offer a broad range of discounts and free annual travel to consumers and their families if they buy their buildings and contents policies.

Unlike some providers the level of cover offered is on a new for basis including garden items up to specified limits. Where possible, in the event a claim is successful, replacement goods are also delivered to your residence. With regard to buildings insurance, Directline has introduced automatic cover of one million pounds. This is extremely useful because it removes the requirement for the consumer to calculate correctly the cost to rebuild their home. To ensure prospective customers estimate the value of their contents, the insurer provides a comprehensive online contents calculator.

A variety of optional features is available to those who wish to increase the level of home insurance cover including extra accidental damage cover that incorporates DIY mishaps and damage to furniture, ornaments and carpets. Consumers can insure their possessions, cash and credit cards away from the home. A wide ranging family legal protection policy and 24-helpline is also offered covering employment, personal injury, contract and property disputes.

Please refer to Directline for a full list of terms and conditions or contact the company concerned for more information.