Are you self employed and paying to much for health insurance? If so, simply find the provider that best matches your individual health profile using the Insurance Quote finder or get an online quote direct from the top companies listed on the right.

Alternatively, read our information guide below concerning what self employed people need to know regarding health insurance.

Self Employed Health Insurance Guide

For the self employed, the thought of illness or injury equates to possible lost income as there is no one else to earn a living. Therefore, it’s imperative for any self employed person to receive medical treatment as soon as possible in order to get back to work. Since the 1980’s there has been a significant rise in the number of people who work for themselves hence the growing number of available health insurance products including private healthcare plans for the self employed working population.

Some health insurance providers are more rigid than others regarding who is eligible to buy their policies. Generally, the rule of thumb is that if the Inland Revenue classes you as self employed for tax purposes, it is possible this is good enough for the insurer. In other instances franchise holders may also qualify for this type of health insurance plan.

Most providers generally allow the spouse, partner, and dependent children to join such healthcare schemes subject to medical underwriting and other terms and conditions. The level of cover offered by companies will differ, however, many build in applicable features such as legal advice help-lines, personal business assistance and cash benefits. To summarise, self employed health insurance is similar to ordinary private health insurance in terms of the cover offered, however, additional features may be incorporated.