Searching for insurance for a vintage car? If so, simply find the company that best matches your profile using the Insurance Quote finder or get an online veteran or vintage car insurance quote direct from the top insurers listed on the right.

Alternatively, read our guide below concerning what you need to know regarding insuring vintage or veteran cars.

Vintage Car Insurance

If you own a classic vehicle you maybe surprised to learn that it is classed a vintage car or commercial as far as the insurance broker or insurer is concerned. For a car to qualify as a vintage motor vehicle, some insurers stipulate that the car must be an original and pre-date either 1940 or 1930, for example.

It is normal for cars or commercial vehicles that are very old, veteran, or vintage to be used sparingly and garaged most of the time. Therefore, vintage car insurance products available in the market often provide limited mileage discounts and other benefits such as automatic breakdown cover.

Original vintage cars in good condition dating back to the early 1940’s and before this date are usually expensive to buy. Depending on the insuring company you maybe offered an agreed valuation before taking the vintage car insurance policy out. In simple terms, this means that the insurer and you agree the value of the vintage car in advance. Therefore, if the vehicle is stolen or a total write off following a road accident there is no misunderstanding between you and the insuring company regarding what the insurance value of the vintage car is. It’s possible you will have to provide evidence to the insurer in terms of photographs, examples of similar vintage cars currently for sale, and an insurance assessor may also inspect the vehicle.

Quite often owners of vintage cars belong to clubs associated with their vehicles and take part in rally’s and major organised events such as the London to Brighton run. If this is the case it is worth informing your insurance company or broker as this may be a condition of the vintage car policy.