Looking for third party insurance cover? If so, simply find the insurer that best matches your profile using the Insurance Quote finder or get an online third party car insurance quote direct from the top companies listed on the right of this page.

Alternatively, read our guide below concerning what you need to know regarding insuring your car for third party only.

Third Party Car Insurance

Under the Road Traffic Act, it is a requirement for all UK car owners using public roads or public places to be insured. The minimum level of cover demanded by the Act is third party insurance which covers against liability to other people and property.

There are other extensions of third party car insurance most notably third party fire and theft cover. As the name suggests anyone buying this level of cover is also protecting their car against theft or damage caused by fire. Unlike comprehensive car insurance, you are not covered for accidental damage to your vehicle unless a third party admits liability. Even in this scenario you will still have to pay for repairs to your car following an accident and claim from the third parties insurance company. Other limitations of this type of car insurance cover include being unable to drive other vehicles, although, this may depend on your policy. Most comprehensive car insurance polices allow the policyholder to drive other vehicles on a third party basis. All insuring companies generally offer optional extras to third party car insurance policies such as legal expenses, no claims bonus protection and uninsured loss recovery.

Click here for more information on the Road Traffic Act.