Are you aged over 50 and searching for competitive car insurance quotes? If so simply find the insurer that best matches your profile using the Insurance Quote finder or get an online over 50 car insurance quote direct from the top companies listed on the right.

Alternatively, read our guide below concerning what you need to know regarding car insurance for the over 50's.

Over 50 Car Insurance

In the same way that women drivers are statically less likely to make claims on their car insurance than men, the over 50’s compare more favourably in terms of risk than their young driver counterparts. As a consequence car insurance premiums offered by insurers and brokers to the over 50's generally reflect this fact.

The needs of older drivers over 50 are somewhat different to the young driver, and some insurance products in the market place allow for this by incorporating useful car insurance policy features. Depending on the product offered these can range from automatic no claims discount protection, any driver cover for emergencies, and transportation home benefit up to stated limits in the event the car is immobilised following an accident. Other insurance policy features worth looking out for regarding over 50's drivers include those that provide a free courtesy car should your vehicle require repairs following an accident or a new replacement should your vehicle which is less than 2 years old is damaged beyond economic repair. Before deciding to renew your existing car insurance policy, or take up a new policy, consider shopping around to compare the over 50 car insurance cover levels offered and you maybe surprised in the differences.

Don’t pay more than you have to!

Many factors are used by insurers to determine premiums, not least the number of miles driven, therefore senior or retired drivers for example who drive less than they used to could save on their insurance premiums if they only impart this new information to their car insurance company during the renewal or purchase process.