Looking for insurance for a modified car? If so, simply find the company that best matches your profile using the Insurance Quote finder or get an online modified car insurance quote direct from the top insurers listed on the right.

Alternatively, read our guide below concerning what you need to know regarding insuring modified cars.

Modified Car Insurance

For those who are looking to modify their car or maybe thinking of purchasing this type of vehicle, consider contacting your current insurer regarding the possible cost of insurance for a modified car. Most insurers ask this question during a quote proposal request, "has the car been modified in any way"? One of the main reasons for this question is that insurance companies assess vehicles according to how they were initially manufactured. Therefore, any modified aspects of the car may increase the value or the potential for theft or damage from the insurers’ perspective.

Vehicle modifications can mean interior, such as car seats, dashboards, instruments and sound systems. Increasing engine BHP, tuning up and powerful exhausts are also regarded as modifications not to mention exterior changes such as a body kit and special alloy wheels.

The good news is that there are an increasing number of insurance companies and brokers who understand the risk of modified cars and are prepared to offer competitive modified car insurance premiums. There are simple measures which may help reduce premiums such as installing insurance approved security systems and parking the car in a secure garage overnight. If you are unsure whether your vehicle is classed as modified or not, consider checking with your insurance company or broker.