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Are you paying too much insurance for your kit
car or replica? If so, simply find the insurer that best matches your
profile using
the
Insurance Quote finder or get an online kit
car insurance quote direct from the top companies listed on the right.
Alternatively, read our guide below concerning what you
need to know regarding insuring kitcars.
Kit Car Insurance
There are increasing numbers of kit cars, replicas, and component
vehicles using Britain’s roads, all of which require
insurance either on a third party or comprehensive basis.
For some owners constructing a kit car or replica is a time consuming
hobby that yields great rewards once the project is completed. Specialist
brokers or insurers who will cover a replica or kit car type of vehicle often provide tailored
insurance products and may offer agreed valuations which means that the
insured value of the kit car is determined at the inception date of the policy.
Comprehensive kit car insurance products generally offer similar
cover options to normal cars such as windscreen and audio cover, medical
expenses and personal accident insurance.
Look out for additional kitcar policy features which may be offered such as
breakdown insurance, foreign travel in the European Union, parts only
cover and uninsured loss recovery. Certain kit car insurance companies
also include a limited mileage discount which is ideal if the vehicle
is used at weekends or in the summer months only. If you belong to a kit
car owners club look out for affiliated insurance schemes. These
usually mean that the club in question has negotiated special terms with
either a broker or insurance company to offer discounted kit car insurance products
to members.
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