The car insurance market is extremely competitive, however, Direct Choice aims to help those who may be perceived as high risk drivers by some insurers. The phrase “high risk” is loosely used and can mean motorists convicted of driving offences or who have zero no claims discount, young drivers, or those who work in a banned occupation. In addition, car owners who drive high performance cars or imported vehicles maybe eligible to get a quote. Customers seeking classic car insurance are referred to Hagerty Insurance who is a specialist classic car insurer.

In common with most insurers, Direct Choice offers comprehensive, third party and third party fire and theft cover. There is the option for non-comprehensive policyholders to upgrade their policy to include glass cover and legal expenses cover of up to £50,000. Roadrage insurance is also available as an optional extra in the event you become of a victim of this new type of crime and suffer serious injury or death. Breakdown insurance known as Direct Choice Rescue cover is available to car insurance policyholders.

If you are thinking of getting an online quote, you must be a permanent resident of the UK and request that the insurance policy is to be issued in your name assuming you are eligible for cover. The vehicle must not be a right hand drive model or modified in any way. Under no circumstances must the vehicle be used for hire and reward or used in the motor trade. Direct Choice do stress that customers who do not meet these eligibility criteria for an online quote can still phone their call centre for a quotation.

Please refer to Direct Choice for a full list of terms and conditions or contact the company concerned for more information.