Are you paying too much for your comprehensive car insurance? If so, simply find the insurer that best matches your profile using the Insurance Quote finder or get an online car insurance quote direct from the top companies listed on the right.

Alternatively, read our guide below concerning what you need to know regarding comprehensive insurance policies.

Comprehensive Car Insurance

Before obtaining quotes the key question for most car owners is the level of cover required. Most car insurance companies, intermediaries or brokers will offer comprehensive, third party fire and theft, or third party insurance. Individuals who wish to protect their cars against accidental damage and fire and theft usually opt for comprehensive cover. As the name implies “fully comprehensive” offers a complete piece of mind car insurance in the event that an incident resulting in damage to an owner’s vehicle irrespective of whose fault is covered under most circumstances. This contrasts with third party car insurance which does not provide accidental damage cover to the owner’s vehicle regardless of who is to blame.

All car insurance policies provide liability cover for injuries to other people and their vehicles and comprehensive cover is no exception. Usually, other important features are incorporated into this type of policy such as windscreen cover, personal accident benefit, medical expenses, audio equipment and loss or damage to personal belongings. Depending on the car insurance company’s comprehensive product there maybe free accident helplines, free courtesy car hire and optional cover such as legal expenses.