Are you paying too much for your business insurance? If so, simply find the company that best matches your business profile using the Insurance Quote finder* or get an online quote direct from the top insurers listed on the right.

Alternatively, read our information guide below and make sure your business has adequate insurance cover, or visit the information sections to discover where to find Public Liability, Employers Liability, Professional Indemnity, Legal Expenses, Computer, Home Business, and Tradesman and Construction insurances.

Business Insurance Guide

What is covered?

Legal Liability business insurance is usually taken out either through necessity or because it’s required by law. Small or large businesses trading in the UK who employ staff either full or part time, or in any other capacity are required by law to have Employers Liability insurance. Other forms of liability cover which are often taken out by businesses include Public liability insurance to cover injury to third parties or damage to their property in the course of business, and product liability which is specific to businesses making, selling or repairing goods.

Service sector businesses that provide advice or services can choose to protect themselves from litigation buy purchasing Professional Indemnity insurance. For those who belong to certain professional bodies this maybe compulsory.

If you run a business with either rented or fully owned buildings, stock,  fixtures and fittings, contents and computers, cover to provide protection against flood, fire, theft and possible accidental damage can be obtained along with business interruption insurance to compensate for lost earnings. For the thousands of small offices existing up and down the country there are specialist schemes available which can provide employers liability, public liability, office contents cover including computers.

Depending on the type of business activity undertaken, some companies also choose to include business travel insurance for employees, glass cover, fidelity guarantee and book debts as part of their business insurance policy.