Looking for a competitive home business insurance quote? If so, simply find the company that best matches your profile using the Insurance Quote finder* or get an online home office quote direct from the top insurers listed on the right.

Alternatively, read our guide below regarding home business insurance and what you need to know concerning quotes and adequate cover.

Home Business Insurance Guide

Changing lifestyles, current economic climate and improved phone and internet communications has contributed to more and more business enterprises operating from home. The UK insurance industry has recognised this with several companies offering tailored home business insurance.

Most businesses that operate from residential property are generally those that are office based. Normally a study or other room in the home is set aside for this type of activity. If you run any other type of home business from the property’s garage, to sell cars for example, there may be regulations that apply as to what you can and can't do, after all, a home is generally sited in a residential neighbourhood. For those who are thinking of setting up a business from home that is not office based, consider checking with your local council planning department.

The type of business activity that is typically undertaken in a home office is usually service based and consists of IT, contract cleaning, sales or professional occupations such as accountancy or management consultancy.

It’s true that business insurance elements can sometimes form part of home insurance policies, however, most home office based business insurance whether taken out individually or as part of home insurance should cover employers and public liability, office contents, computers, business interruption, money and portable equipment such as projectors or laptops for instance.