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Are you concerned about litigation and looking for suitable
business liability insurance? If so, simply find the company that best
matches your businesses
profile using the Insurance Quote finder*
or get an online quote direct from the top insurers listed on the right.
Alternatively, read our guide below regarding business
liability insurance and
what companies need to know concerning getting quotes.
Business Liability Insurance
Guide
Most businesses require liability insurance to cover their activities.
If your business employs full or part staff or is a limited company the
law requires that Employers liability insurance is taken out. This type
of policy is designed to protect a business against claims for
accidental injury or illness brought by employees, trainees or even sub
contractors.
Public liability insurance if often purchased by a
business or self employed
tradesman to cover against legal liability caused by your company
actions. For example, a builder may accidentally damage the property
that they are working on, or an office employee trips over on a wet
floor which has just been cleaned by a contractor despite warning
signs. Both these accidents could result in potential claims against
your company and therefore appropriate liability insurance is required.
For those businesses who manufacture products, it is essential
that Product liability insurance is in force to cover any faults
with the product which result in damage to property or injuries
to the public or user.
In the same way Product Liability insurance covers faulty products,
Professional indemnity insurance is similar in so far as business
services such as accountants or financial advisors can cover themselves
against lawsuits brought about by customers complaining about bad
advice or negligence resulting in subsequent losses.
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