Is your company looking for competitive business interruption insurance? If so, simply find the provider that best matches your business profile using the Insurance Quote finder* or get an online quote direct from the top insurers listed on the right.

Alternatively, read our interruption insurance guide below regarding what business owners need to know concerning policies and  quotes.

Business Interruption Insurance Guide

The purpose of this type of insurance is to cover companies for lost income if their business suffers an interruption following an unforeseen or unexpected event such as fire or flood catastrophe. For example, a few years ago the extensive floods caused untold misery to many businesses and shops in Lewis, East Sussex. Many were forced to close for months until the damage to premises had been repaired.

Most business interruption insurance policies specify when they are likely to come into force following a disaster and compensate businesses for the profits that would have been made had the business not been forced to shut down. It is important therefore, that financial records are kept up to date. Other expenses which are normally part and parcel of running a business such as paying for gas, electricity, water maybe covered depending on the scope of the policy.

Interruption policies are not normally purchased individually and form part of a business insurance package. Therefore, it is important to find out what your business is covered for at the outset, rather than wait until you have to make a claim. Like all insurance policies, terms and conditions and policy exclusions apply.