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Do you travel on business and are paying to much for
insurance? If so, simply
find the insurer for business travellers that best matches your individual profile using the
Insurance Quote finder*, or get an online quote direct from the top
companies listed on the right.
Alternatively, read our guide below concerning what you need to know
regarding insurance for business travellers.
Business Travel Insurance
Business travel is no longer for the few, it is becoming an essential
part of the job for many of us. For those who are employed it is
often assumed that the
employer should pay for any medical attention you may need whilst away
travelling
on business and you would probably expect them to have corporate
insurance
in place to
cover for any losses you incur. There are some business travellers
however who have discovered to their cost that their company
hadn't arranged adequate
cover.
Relying on your existing annual travel
insurance policy isn't necessarily foolproof either. Some companies exclude business travel
in their terms
and conditions. If you're self-employed you may not even have thought
about the necessity of business travel insurance.
So what is covered?
Depending on whether business travel is incorporated into your existing
policy or taken out separately additional benefits include insurance
cover for business equipment owned by the company, business money and
personal accident benefits. Many policies will compensate the loss,
damage or delay of specified business equipment such as laptop computers
and communication devices either by authorised replacement, hire or
courier costs. Business cash that is either lost or stolen is usually
defined as cash or travellers cheques that are either carried
on your person
or locked in a safety deposit box.
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