Are you paying too much for your Breakdown insurance? If so, simply find the insurer that best matches your individual profile using the Insurance Quote finder or get an online quote from the top providers listed on the right.

Alternatively, read our breakdown insurance information guide below and make sure you’re adequately covered, or visit the information sections to discover where to find roadside assistance, home start, recovery and European cover.

Breakdown Insurance Guide

What is Covered?

This depends according to the breakdown insurance provider. Some companies will allow you to insure the vehicle or the individual. If you drive more than one vehicle consider insuring yourself as you will be covered if you breakdown in any vehicle you drive. Alternatively, if you own just one vehicle it is often cheaper to insure the vehicle.

Roadside assistance is regarded as the minimum level of cover offered by most breakdown insurance companies. If your vehicle has a breakdown away from the home, your car will be attended to and if can’t be fixed at the roadside, it may be towed to the nearest available car garage.

Home start maybe offered as part of roadside assistance cover and includes cover if your car breaks down at home.

Vehicle recovery to a garage of your choice and repatriation to a chosen destination following a breakdown usually costs more than basic roadside assistance. You maybe reassured however, that the car will be a repaired by a garage you are familiar with.

If you are prepared to pay more for your breakdown insurance, you will benefit from increased levels of cover such as possible courtesy car hire, overnight accommodation and onward travel expenses.

European Breakdown Insurance usually costs the most and usually incorporates roadside assistance, recovery and repatriation of the vehicle and occupants to the UK if required.